Senior Checking: Anyone aged 55 years and older can open this account. Students can also open an eSavings account and have the monthly maintenance fee waived. Additionally, this account waives up to two non-BB&T ATM fees each statement cycle. Student Checking: Students can open a checking account with no minimum opening deposit and no monthly fees. Bright Banking: This checking account allows customers to waive the $12 monthly fee by keeping a $1,500 average balance or having direct deposits of $500 or more. It requires a $50 minimum opening deposit and offers a flat monthly fee of $5. BB&T Fundamentals: This checking account is designed for people who are concerned about meeting balance or direct-deposit requirements. These include two standard checking accounts, a student account, a senior account, and a premium account. For most deposit accounts customers can choose from several options that fit their needs and budget.īB&T Bank customers have several options for their checking needs. Desire a savings account with no monthly feeĪs a large full-service regional bank, BB&T offers an extensive menu of accounts and services to its customers. Want a checking account with a low monthly fee. Are looking to open a checking or savings account with $100 or less. 
Want a full-service bank that offers loans, deposits, and investments.Limited geographic footprint: The bank is growing its presence through acquisition, but it does not have any branches west of Texas.īB&T Bank should appeal to consumers living within the 17 states (and Washington, D.C.) where it has branches.Uncompetitive interest rates on deposit accounts: Although BB&T Bank offers tiered pricing on some of its deposit products, the interest rates that it offers are not competitive with other banks.They can open a standard CD, use promotional pricing, take advantage of rate changes, or lock in guaranteed annual rate increases.
Flexible options with CDs: Customers have several options when opening a certificate of deposit (CD).The online-only eSavings account has no minimum balance requirements, and there is no minimum opening deposit. Savings account with no minimum deposit or monthly fees: In today’s low-interest-rate environment, it is important to be able to have a savings account without monthly fees offsetting the interest that you earn.
This low minimum opening deposit makes it easier for customers to transition from their existing bank.
Open a checking or savings account with $100 or less: Aside from the premium accounts, customers can open a checking or savings account with a required minimum deposit of $100 or less. BB&T is now bought by Truist Financial Corporation.
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